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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Opelika
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Opelika, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Opelika, AL - August 2, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.20% |
$25,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.50% |
$5,000 |
5.50 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.25% |
$500 |
17.90 |
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Early Withdrawal Penalty is 9 months interest. |
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3.03% |
$1,000 |
13.33 |
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• $1,000 minimum deposit to open an account.
• A penalty may be imposed for early withdrawal.
• Account fees may reduce your earnings. |
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nonsense | May 21, 2021 avoid this Read More |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.45% |
$10,000 |
12.40 |
Learn More
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trbf15 | Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More |
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0.43% |
$10,000 |
22.56 |
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0.40% |
$10,000 |
2.90 |
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0.40% |
$10,000 |
5.24 |
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Chadpatt | Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More |
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0.35% |
$10,000 |
4.60 |
Learn More
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rand | Mar 25, 2019 CDs shown are not offered in Knoxville area Read More |
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0.33% |
$1,000 |
2.45 |
Learn More
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.30% |
$500 |
13.33 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.17% |
$10,000 |
17.90 |
Learn More
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username | Nov 5, 2021 only if you are a customer Read More |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.03% 0.01% |
$2,501 $2,500 |
5.63 |
Learn More
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0.03% |
$25,000 |
22.49 |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Wells Fargo Bank, National Association Auburn Branch |
307 North Gay Street | Auburn | AL |
|
MainStreet Bank Smith Station Branch |
2481 Lee Road 430 | Smiths | AL |
|
IncredibleBank Notasulga Branch |
950 Auburn Rd. | Notasulga | AL |
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Trustmark National Bank Auburn Branch |
415 North Dean Road | Auburn | AL |
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Liberty Bank and Trust Company Tuskegee Branch |
301 North Elm Street | Tuskegee | AL |
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Southern States Bank Opelika Branch |
2601 Frederick Road | Opelika | AL |
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MidSouth Bank Auburn Branch |
519 East Glenn Avenue | Auburn | AL |
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Renasant Bank Auburn Branch |
1678 South College Street | Auburn | AL |
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Metro City Bank Opelika Branch |
1805 Gateway Drive | Opelika | AL |
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AuburnBank Notasulga Branch |
950 Auburn Rd. | Notasulga | AL |
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Phenix-Girard Bank Smith Station Branch |
2481 Lee Road 430 | Smiths | AL |
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Regions Bank Auburn Main Branch |
165 North College Street | Auburn | AL |
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PNC Bank, National Association Tuskegee-W. Rosa Parks Avenue Branch |
102 West Rosa Parks Avenue | Tuskegee | AL |
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Regions Bank Auburn Main Branch |
165 North College Street | Auburn | AL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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